VA-eligible? See your homebuying options in 60 seconds.
Unlock Your VA Home Loan Benefit With No Down Payment Options
Redmond Mortgage helps veterans and active-duty service members get pre-qualified fast — without impacting your credit, and with guidance from VA loan specialists who speak your language.
- See your estimated monthly payment and buying power
- No obligation, no hard credit check to start
- Built specifically for veterans, active-duty, Guard & Reserve
Takes about 60 seconds • Won’t affect your credit • Private & secure
Step 1 of 2
See How Much Home You Could Qualify For
Answer a few quick questions and we’ll match you with VA loan options tailored to your service history and goals.
By continuing, you agree to be contacted by Patriot Home Loans about your loan options. No purchase required.
How Your VA Home Loan Process Works
We built a simple, veteran-friendly path from first click to keys in hand.
Step 1
Tell Us About Your Service & Goals
Answer a few simple questions about your military service, income, and where you’d like to buy. No documents needed to start.
Step 2
Review Your VA Loan Options
Get a clear picture of your estimated monthly payment, purchase price range, and how much you could save with your VA benefit.
Step 3
Get Pre-Approved & Shop With Confidence
A VA-focused loan specialist will help you finalize your pre-qualification so you can start making confident offers on the homes you love.
No hard credit check to see your options.
Why VA Loans Are Built to Reward Your Service
VA home loans are designed to make homeownership more affordable for those who served. Our team specializes in helping veterans and active-duty buyers maximize these benefits.
- 0% down payment options for qualified borrowers
- No private mortgage insurance (PMI) required
- Competitive interest rates compared to conventional loans
- Flexible credit guidelines tailored to veterans
- Ability to reuse your VA benefit over your lifetime
What Could You Save With Your VA Benefit?
Compared to a typical 5% down conventional loan on a $400,000 home, a VA loan could mean:
- Up to $20,000 less cash due at closing
- No monthly PMI, saving hundreds every month
- Lower upfront costs so you can keep more in savings
We’ll walk you through exact numbers for your situation.
Do You Qualify for a VA Home Loan?
If any of the following sound like you, there’s a strong chance you may be eligible for a VA-backed home loan:
- You are active-duty, a veteran, or in the Guard/Reserve
- You’ve served at least 90 consecutive days of active service during wartime, or 181 days during peacetime (in most cases)
- You’ve served 6 years in the National Guard or Reserves
- You are the surviving spouse of a service member who died in the line of duty or from a service-related disability
- You’re currently renting but want to explore owning in the next 3–12 months
Not sure if you meet the requirements? Our team can confirm your eligibility in minutes and help you request your Certificate of Eligibility (COE).
Fast VA Eligibility Check
We built a short, mobile-friendly questionnaire that tells you:
- If you’re likely eligible for a VA home loan
- An estimated price range you may qualify for
- Your potential monthly payment range
Takes about 60 seconds. No obligation, ever.
Real Veterans. Real Keys in Hand.
Thousands of service members and veterans have used Patriot Home Loans to unlock their VA benefit and move into homes they love.
Average review rating: 4.9 / 5.0
“Made the VA loan process simple and stress-free.” — Army Veteran, Texas
“As a first-time homebuyer and Marine veteran, I was nervous about the process. Patriot walked me through every step and showed me how to buy with 0% down. We closed on our home in under 30 days.”
James R. • USMC Veteran • North Carolina
“We moved three times while I was active-duty. This was the first time buying felt straightforward. They explained the VA benefit in plain English and helped us get an offer accepted quickly.”
Sarah & Marcus T. • Army Family • Georgia
“I didn’t think I could qualify after leaving the Navy. Patriot Home Loans helped verify my eligibility and showed me exactly what price range to shop in. I’m now a homeowner instead of renewing another lease.”
Daniel K. • Navy Veteran • Arizona
What You Get When You Start Today
This isn’t a generic rate quote. It’s a veteran-focused plan to get you from "thinking about it" to holding your own keys.
Personalized VA Loan Snapshot
We estimate your purchase price range, monthly payment, and cash-to-close based on your real numbers — not generic online calculators.
Dedicated VA Loan Specialist
Talk with someone who works with VA buyers every day, not a random call center rep. We stay with you from pre-qualification to closing.
Clear Next Steps to Homeownership
Whether you’re ready now or 6–12 months out, you’ll leave with a customized game plan to buy on your timeline.
Ready to Use Your VA Benefit?
Answer a few quick questions now and we’ll show you what’s possible — with no obligation and no impact on your credit score.
- See if you’re likely eligible
- Understand your price & payment range
- Talk with a VA-focused loan specialist
Start Here
Get Your Free VA Homebuyer Snapshot
No social security number required to start. We’ll only ask for what we need to show accurate numbers.
By submitting, you authorize Patriot Home Loans to contact you via phone, text, or email regarding your inquiry. Message & data rates may apply. You can opt out at any time.
Secure 256-bit SSL encryption.
Frequently Asked Questions
If you have questions, you’re not alone. Here are answers to some of the most common things veterans ask us.
Does checking my VA eligibility affect my credit score?
No. The initial eligibility check and information you provide through this page will not trigger a hard credit inquiry. If you decide to move forward with a full pre-approval later, we’ll clearly explain any credit checks before they happen.
Do I need money saved for a down payment?
Many qualified VA buyers can purchase with 0% down. You may still need funds for closing costs, but even those can sometimes be covered by seller credits or lender incentives. We’ll show you realistic numbers for your situation.
Can I use a VA loan if I’ve used it before?
In many cases, yes. Your VA benefit is often reusable as long as you have remaining entitlement available. Our team can help you review your COE and previous VA loans to see what’s possible.
How long does the process take?
Most buyers can complete the quick online questionnaire in under a minute. From there, many of our clients are pre-qualified in 24–48 hours once we review your information and any supporting documents.
Is Patriot Home Loans part of the Department of Veterans Affairs?
No. We are a private mortgage company that specializes in helping veterans and service members use the VA home loan benefit. We are not endorsed or sponsored by the Department of Veterans Affairs or any government agency.
See What Your VA Home Loan Could Do for You
You served. Now let your benefit serve you. Start your 60-second VA eligibility check and get a clear path to homeownership.
No obligation • No hard credit check • Takes about 60 seconds
© 2026 Patriot Home Loans. All rights reserved.
Patriot Home Loans is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. This is not a commitment to lend. All loans are subject to credit approval and property appraisal.